A renovated kitchen

Investment Strategies

BRRR: Buy, Rehab, Rent, Refinance, Repeat

Use one renovation to create equity, then pull it out to buy the next property.

Talk to DustinSearch Homes

What It Is

Recycle the Same Money Into the Next Property

BRRR stands for buy, rehab, rent, refinance, repeat. You buy a property that needs work, renovate it to raise its value, rent it out, then refinance on the new value and use the cash that comes out for the next purchase.

It works when the numbers line up at every step: a purchase price low enough, a renovation that adds real value, rent that covers the new loan, and an appraisal that supports the refinance.

  • You want to grow a portfolio, not just own one rental
  • You can carry the purchase and renovation until the refinance
  • You are comfortable with a renovation project
A renovated kitchen

How Dustin Helps

From First Call to First Guest

01

Buy Below Value

A property that needs work, priced so the renovation creates equity, not just a nicer house.

02

Rehab for Value

Spend where appraisers and renters notice: kitchens, baths, systems, curb appeal.

03

Rent It

Long-term, mid-term or short-term. The rent has to cover the new loan with room to spare.

04

Refinance and Repeat

A cash-out refinance on the new value returns part or all of your money for the next deal.

BRRR: Common Questions

How long before I can refinance?

Many lenders want you to own the property for a set time, often around six months, before they lend on the new value. Ask your lender about their seasoning rules before you buy.

Can I BRRR a short-term rental?

Yes. Some lenders, including DSCR lenders, will qualify the refinance on short-term rental income. It suits cabins in strong vacation areas.

How much cash do I need?

Enough for the purchase and the renovation until the refinance, whether that is your own cash, a hard-money loan or a partner. The refinance is what returns it.

What if the appraisal comes in low?

Then less cash comes out and more stays in the deal. That is why the after-repair value is checked against real sales before you buy, not after.

Talk to Dustin About BRRR

Tell Dustin what you are looking for and where you are in the process. He will follow up by phone or email, usually with a few questions and a first look at what is available.